What we solve · Early booking payments
Get paid at check-in, not weeks after checkout.
Every confirmed booking is revenue you have already earned. We advance the cash against it from the check-in date, so your working capital stops sitting inside other people's payment terms.
The problem
Travel operators pay suppliers before they collect from their buyers.
The timing of that payment varies, but the direction is always the same: capital leaves the business before revenue arrives. The operator absorbs the gap.
Before revenue
When suppliers must be paid
Hotels, ground operators and suppliers get paid before the distributor or client settles. You carry that gap.
After checkout
When buyers typically pay
Distributors and clients pay only after the guest checks out, sometimes 14 to 60 days later. That is when revenue finally arrives.
Locked
Revenue earned but uncollected
Every confirmed booking is revenue you have earned but cannot access, invest, or use to pay your own suppliers.
How it works
Capital available the moment a booking is confirmed.
Each client carries a pre-approved credit line sized to their booking volume.
01 · Booking
Confirmed
A booking is confirmed. A payment obligation to the supplier is triggered.
02 · Credit line
Draw
You draw from your pre-approved Fundterra line. Capital is deployed immediately against the confirmed booking.
03 · Check-in
Service
The guest checks in. We advance payment at check-in rather than waiting out the distributor's terms.
04 · Repayment
Collections
Repaid from distributor collections when they settle. We earn a fee on each deal, nothing on idle capital.
Credit line
Pre-approved
Trigger
At check-in
Collateral
No personal guarantees
Dilution
Zero equity
What changes
The same book of business, funded weeks earlier.
Nothing changes in how you sell. You keep your suppliers, your contracts and your customer relationships exactly as they are. The only difference is when the money lands.
Because the line is pre-approved and sized to your booking volume, the capital is there when the booking is. You pay for what you actually draw, so an unused line costs you nothing.
- Cash advanced from the check-in date, not from settlement
- A pre-approved line sized to your booking volume
- No fees on capital you do not use
- Repaid from distributor collections, not from a fixed schedule
- Backed by credit insurance, with no personal guarantees
A real deal we ran
Bed bank. Receivables advanced at check-in.
Active deal · 2026
European bed bank
Sells accommodation inventory to major distributors. Standard payment from distributors: 14 to 45 days after guest check-in.
- Standard terms
- 14 to 45 days
- Fundterra pays
- At check-in
- Cash effect
- Immediate uplift
- Supplier impact
- Rate gains
With payment advanced to check-in, we had the liquidity to negotiate better rates from our suppliers. The financing effectively paid for itself.
European bed bank client, 2026
Who this fits
One product. Several places in the chain.
The same gap shows up in different businesses. Here is where this one lands.
Who qualifies