Who we work with · Wholesalers & bed banks
You carry the whole cash flow puzzle. We close the gaps.
Between paying suppliers fast and waiting for customers to pay slow, working capital is permanently stretched. Here is every gap we close for wholesalers, and which product closes it.
The problem
You pay fast and get paid slow.
7 to 60 days
Waiting to get paid
You have already paid your suppliers, but your customers settle weeks later.
Every euro
Caps your next booking
Capital stuck in the gap is capital you cannot deploy on the next deal.
Your use cases
Five gaps. Two products behind them.
Each use case below is tagged with the product that funds it. Follow the tag for the full mechanics.
A real deal we ran
Bed bank. Receivables advanced at check-in.
Active deal · 2026
European bed bank
Sells accommodation inventory to major distributors. Standard payment from distributors: 14 to 45 days after guest check-in.
- Standard terms
- 14 to 45 days
- Fundterra pays
- At check-in
- Cash effect
- Immediate uplift
- Supplier impact
- Rate gains
With payment advanced to check-in, we had the liquidity to negotiate better rates from our suppliers. The financing effectively paid for itself.
European bed bank client, 2026
Who qualifies
Built for real distribution businesses with real contracts.
·Registered hotel-distribution business
·2+ years in operation
·Direct supplier or customer contract
·Deal size $50,000+
·Verified counterparty
·Trade references and financials available