Industries · Marketing & media
You fund the campaign. The client reimburses you later.
Media platforms and production suppliers want paying inside the month. Brand clients settle 60 days after the campaign runs. We buy the invoice so your own cash is not financing someone else's advertising.
The problem
Agencies are asked to be the bank for their own clients.
Pass-through spend makes agency revenue look large and agency cash look thin. The bigger the client, the more of your capital their campaign consumes.
Immediate
Media and supplier spend
Ad platforms, publishers, freelancers and production houses are paid on short terms or in advance.
Post-campaign
Client reimbursement
Procurement teams at brand clients pay long after the campaign has finished running.
Pass-through
Volume without margin
Most of the invoice is cost you have already covered, so the cash risk is far larger than the fee.
Your use cases
Where agency cash flow breaks.
Every case below is funded the same way, by buying the invoice outright. Nothing changes in how you sell or who you sell to.
01 · Liquidity
Recovering fronted media spend
We buy the invoice covering media and production already delivered, returning the cash you advanced on the client's behalf.
02 · Growth
Winning a larger brand account
A retainer with real media weight behind it needs cash before it produces any. Funding scales with what you invoice.
03 · Retainers
Smoothing retainer billing cycles
Monthly retainers billed in arrears leave a permanent gap. Funding closes it so the team is paid on time every cycle.
04 · Projects
Production-heavy project work
Shoots, events and launches concentrate cost into a few weeks. Fund the resulting invoices rather than draining the reserve.
How it works
Approved once, then it simply repeats.
Setup is a one-time review of your business and your customers. After that, funding an invoice is routine.
01 · Ledger
Submit the invoice
You send us the invoices you want funded, for goods or services you have already delivered.
02 · Diligence
We verify
We check the invoice and the credit standing of the customer behind it. Approval is a one-time setup, then it repeats.
03 · Purchase
We buy and pay
We purchase the receivable outright and pay you for it. It is a sale, not a loan, so nothing is added to your debt.
04 · Settlement
Your customer pays us
Your customer settles on their normal terms. You pay a fee on the invoices you sell and nothing on the ones you keep.
Structure
True sale
Speed
Days, not months
Pricing
Per invoice sold
Collateral
No personal guarantees
What it unlocks
What changes once the ledger is funded.
01
Stop banking your clients
Fronted spend comes back quickly instead of sitting in a procurement queue.
02
Pitch for bigger budgets
Media weight stops being limited by how much cash you can float.
03
Pay talent and suppliers fast
Become the agency freelancers and production partners prioritise.
04
Clean balance sheet
A true sale of invoices is not borrowing, so the facility does not read as debt.
Who qualifies
What we look for in a business like yours.
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