Industries · Technology & IT services
Enterprise contracts are worth more than enterprise payment terms.
Engineers, licences and infrastructure are paid monthly. Enterprise clients pay 60 to 90 days after the milestone is signed off. We buy the invoice and fund the delivery cycle instead.
The problem
The contract is signed. The runway does not care.
Delivery-heavy technology businesses carry their full cost base every month while enterprise procurement moves on a quarterly rhythm.
Every month
Payroll and infrastructure
Engineering salaries, cloud spend and third party licences recur whether or not the client has paid.
After sign-off
Milestone payment
Delivery is approved, then invoiced, then queued through procurement. Each step adds weeks.
Expensive money
The alternative is equity
Raising a round to cover a payment cycle is the most expensive possible way to fund a receivable.
Your use cases
Where technology businesses lose momentum.
Every case below is funded the same way, by buying the invoice outright. Nothing changes in how you sell or who you sell to.
01 · Liquidity
Funding delivered milestones
We buy the invoice for work already accepted, so the delivery team is funded by the contract rather than by the last raise.
02 · Growth
Scaling delivery for a new client
A large implementation needs hiring before it produces revenue. Funding the ledger covers the ramp without dilution.
03 · Terms
Accepting enterprise payment terms
Procurement will not shorten terms for a smaller vendor. Agree to them and fund the invoice instead of arguing for 30 days.
04 · Runway
Extending runway without raising
Every unpaid enterprise invoice is capital you have already earned. Convert it rather than selling equity to replace it.
How it works
Approved once, then it simply repeats.
Setup is a one-time review of your business and your customers. After that, funding an invoice is routine.
01 · Ledger
Submit the invoice
You send us the invoices you want funded, for goods or services you have already delivered.
02 · Diligence
We verify
We check the invoice and the credit standing of the customer behind it. Approval is a one-time setup, then it repeats.
03 · Purchase
We buy and pay
We purchase the receivable outright and pay you for it. It is a sale, not a loan, so nothing is added to your debt.
04 · Settlement
Your customer pays us
Your customer settles on their normal terms. You pay a fee on the invoices you sell and nothing on the ones you keep.
Structure
True sale
Speed
Days, not months
Pricing
Per invoice sold
Collateral
No personal guarantees
What it unlocks
What changes once the ledger is funded.
01
Runway from revenue
Turn signed, delivered work into cash instead of raising against it.
02
Hire ahead of delivery
Staff the implementation when the contract is signed, not when it is finally paid.
03
Win enterprise deals
Meet the payment terms procurement insists on without absorbing them yourself.
04
No dilution, no debt
A true sale of receivables costs you no equity and adds no borrowing.
Who qualifies
What we look for in a business like yours.
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