Industries · Freight & logistics
The load is delivered. The money is still in transit.
Diesel, drivers and subcontractors are settled within days of the run. The shipper pays a month or two after the proof of delivery. We buy the freight invoice and pay you on delivery instead.
The problem
Every mile is funded by you until the shipper settles.
Freight margins are thin and the working capital cycle is long. The more you move, the more of your own cash is sitting in other people's payment terms.
Immediate
Fuel and driver costs
Diesel, tolls, driver wages and subcontracted carriers are all settled around the run itself.
After POD
Shipper payment
Invoicing usually starts at proof of delivery, and terms run from there. The cash lands long after the truck is back.
Thin margin
No room to absorb the gap
On single digit margins, funding the gap out of retained profit caps how much freight you can move.
Your use cases
Where transport operators run out of working capital.
Every case below is funded the same way, by buying the invoice outright. Nothing changes in how you sell or who you sell to.
01 · Liquidity
Funding delivered loads
We buy the invoice raised on proof of delivery and pay you straight away, so the next run is funded by the last one.
02 · Capacity
Paying subcontracted carriers fast
Owner drivers and partner hauliers want quick settlement. Pay them on your terms and become the operator they take loads from first.
03 · Growth
Onboarding a large shipper
A new contract means committing capacity months before the first payment. Funding scales with the invoices, not with a fixed limit set last year.
04 · Cost
Fuel and consumable purchasing
Buying fuel in bulk or prepaying suppliers costs less per litre. Funding the delivered ledger frees the cash to do it.
How it works
Approved once, then it simply repeats.
Setup is a one-time review of your business and your customers. After that, funding an invoice is routine.
01 · Ledger
Submit the invoice
You send us the invoices you want funded, for goods or services you have already delivered.
02 · Diligence
We verify
We check the invoice and the credit standing of the customer behind it. Approval is a one-time setup, then it repeats.
03 · Purchase
We buy and pay
We purchase the receivable outright and pay you for it. It is a sale, not a loan, so nothing is added to your debt.
04 · Settlement
Your customer pays us
Your customer settles on their normal terms. You pay a fee on the invoices you sell and nothing on the ones you keep.
Structure
True sale
Speed
Days, not months
Pricing
Per invoice sold
Collateral
No personal guarantees
What it unlocks
What changes once the ledger is funded.
01
Cash at delivery
The invoice turns into working capital as soon as the load is signed for.
02
A carrier network that answers
Fast settlement makes you the operator subcontractors prioritise.
03
Capacity you can commit
Say yes to a national shipper without a capital gap opening underneath the contract.
04
Funding that follows volume
Funding grows with the ledger instead of a limit renegotiated once a year.
Who qualifies
What we look for in a business like yours.
Other industries