Industries · Facility & business services
The contract is monthly. The payment is not.
Rosters, wages and supervision are a fixed cost every single month. The corporate or public sector client pays weeks after the service period closes. We fund the invoice instead.
The problem
Service contracts pay for themselves eventually. Payroll cannot wait.
In headcount-heavy services, the cost base is almost entirely fixed and recurring while the revenue arrives in slow, lumpy cycles.
Every month
A fixed wage bill
Guards, cleaners, technicians and supervisors are paid on schedule whether the client has settled or not.
Well after
Client payment cycles
Facilities managers, property groups and public bodies approve then pay, and both steps take time.
Mobilisation
New sites cost before they earn
Uniforms, equipment, vetting and training all land before the first invoice on a new site is even raised.
Your use cases
Where service contractors run short.
Every case below is funded the same way, by buying the invoice outright. Nothing changes in how you sell or who you sell to.
01 · Payroll
Covering the monthly wage bill
We buy the invoices for service already delivered, so wages are funded by the contract that generated them rather than by last quarter's profit.
02 · Growth
Mobilising a new contract
Winning a multi-site contract means hiring and equipping before any revenue arrives. Funding the existing ledger covers the ramp.
03 · Tenders
Bidding for long-term contracts
Large tenders come with long payment terms attached. Accept them without the cash flow becoming the reason the contract hurts.
04 · Stability
Smoothing approval delays
One delayed sign-off should not put the wage run at risk. Funding is based on the invoice, not on when one client gets around to approving it.
How it works
Approved once, then it simply repeats.
Setup is a one-time review of your business and your customers. After that, funding an invoice is routine.
01 · Ledger
Submit the invoice
You send us the invoices you want funded, for goods or services you have already delivered.
02 · Diligence
We verify
We check the invoice and the credit standing of the customer behind it. Approval is a one-time setup, then it repeats.
03 · Purchase
We buy and pay
We purchase the receivable outright and pay you for it. It is a sale, not a loan, so nothing is added to your debt.
04 · Settlement
Your customer pays us
Your customer settles on their normal terms. You pay a fee on the invoices you sell and nothing on the ones you keep.
Structure
True sale
Speed
Days, not months
Pricing
Per invoice sold
Collateral
No personal guarantees
What it unlocks
What changes once the ledger is funded.
01
Wages funded on time
The monthly run stops depending on which client paid this week.
02
Contracts you can mobilise
Hire, equip and start a new site without waiting for the first payment.
03
Tender with confidence
Long client terms become a commercial detail, not a cash flow threat.
04
Predictable planning
A recurring cost base matched by recurring, predictable funding.
Who qualifies
What we look for in a business like yours.
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